Privacy policy

Privacy, without the fine-print fog.

Forecast Wallet needs enough data to build your forecast. It does not need your bank password, one-time codes, full card numbers, or full bank account numbers.

Last updated: May 26, 2026
Plaid bank sync

You choose whether to connect a bank. Forecast receives bank data only after you authorize the connection through Plaid.

Only useful app data

Forecast stores the data needed to show balances, transactions, bills, paydays, dues, budgets, and forecasts across your devices.

Support is separate

If you contact support, we store your message so we can respond. Do not send bank passwords, OTPs, card numbers, or full account numbers.

Secrets we do not want

Forecast Wallet is built so these high-risk secrets stay out of our app. Keep them out of support messages too.

Information we collect

Forecast may collect account information you provide, including first name, last name, email address, mobile number, date of birth, password hash, and password reset or verification metadata. Forecast does not intentionally store plain text passwords.

Forecast may collect bank connection data you authorize through Plaid, including institution name, account summaries, balances, transaction names, dates, amounts, categories, and bank connection tokens.

Forecast may also store planner data you enter, including manual transactions, pay periods, bills, dues, receivables, budgets, transaction rules, profile settings, and app settings.

How bank sync works

Forecast uses Plaid for bank connection features. Forecast receives financial account and transaction data only after you authorize the connection. Forecast does not receive or store your bank username or password.

You can still use manual mode without linking a bank. Manual mode lets you add paydays, bills, dues, budgets, and transactions yourself.

How we use information

We use information to provide account creation, login, password reset, bank sync, balances, transactions, budgets, cash-flow forecasts, support, security, debugging, and legal compliance.

  • To calculate safe-to-spend and projected balances.
  • To sync transactions and balances after you connect a bank.
  • To help you track bills, subscriptions, dues, paydays, and budgets.
  • To respond to support requests and product feedback.

How we share information

We may share information with Plaid, hosting providers, infrastructure providers, support providers, and legal authorities when required. We do not sell personal information and do not share information for third-party advertising.

Security

We use reasonable safeguards such as HTTPS in production, restricted secret handling, and encryption at rest for backend app storage. Stored app data is encrypted before being written to the backend storage layer.

No transmission or storage system is perfectly secure. Forecast Wallet is live in early access, so security and privacy controls will keep improving as the product matures.

Your choices

  • You can use manual mode before connecting a bank.
  • You can disconnect bank sync in the app.
  • You can request deletion of app data.
  • You should avoid sending sensitive secrets in support messages.

Data retention and deletion

We keep app data while your bank connection or app data remains active. You can request deletion at /delete-data.html or through the contact page.

Children

Forecast is not intended for children under 13.