You choose whether to connect a bank. Forecast receives bank data only after you authorize the connection through Plaid.
Information we collect
Forecast may collect account information you provide, including first name, last name, email address, mobile number, date of birth, password hash, and password reset or verification metadata. Forecast does not intentionally store plain text passwords.
Forecast may collect bank connection data you authorize through Plaid, including institution name, account summaries, balances, transaction names, dates, amounts, categories, and bank connection tokens.
Forecast may also store planner data you enter, including manual transactions, pay periods, bills, dues, receivables, budgets, transaction rules, profile settings, and app settings.
Cookies, local storage, and analytics
Forecast Wallet uses essential browser storage for account sessions, security, app preferences, and to remember your privacy choices. These functions are necessary for the service you request and cannot be disabled through the cookie panel.
Google Analytics is optional. It loads only after you choose Analytics in Cookie Settings and may process page URL, referral source, device/browser information, approximate location derived from network information, and an online identifier. Forecast also records limited first-party page usage when analytics is enabled. We use this information to understand product usage, diagnose problems, and improve pages and features.
Forecast does not currently use advertising cookies. The Marketing choice records your preference for future first-party marketing features; it does not authorize the sale of personal information or third-party behavioral advertising.
You can accept all, use essential storage only, choose individual categories, or change your choice at any time through Cookie Settings. Withdrawing consent stops optional tracking on future page loads.
Email and marketing choices
Marketing email is optional and separate from creating an account. If you opt in, we may send occasional product announcements, planning tips, and feature updates. You can withdraw consent or unsubscribe at any time. Service messages needed for account security, verification, password resets, important policy changes, and requested support are not marketing messages.
How bank sync works
Forecast uses Plaid for bank connection features. Forecast receives financial account and transaction data only after you authorize the connection. Forecast does not receive or store your bank username or password.
You can still use manual mode without linking a bank. Manual mode lets you add paydays, bills, dues, budgets, and transactions yourself.
How we use information
We use information to provide account creation, login, password reset, bank sync, balances, transactions, budgets, cash-flow forecasts, support, security, debugging, and legal compliance.
- To calculate safe-to-spend and projected balances.
- To sync transactions and balances after you connect a bank.
- To help you track bills, subscriptions, dues, paydays, and budgets.
- To respond to support requests and product feedback.
How we share information
We may share information with Plaid, hosting providers, infrastructure providers, support providers, and legal authorities when required. We do not sell personal information and do not share information for third-party advertising.
Security
We use reasonable safeguards such as HTTPS in production, restricted secret handling, and encryption at rest for backend app storage. Stored app data is encrypted before being written to the backend storage layer.
No transmission or storage system is perfectly secure. Forecast Wallet is independently operated, and security and privacy controls will keep improving as the product matures.
Your choices
- You can use manual mode before connecting a bank.
- You can disconnect bank sync in the app.
- You can request deletion of app data.
- You should avoid sending sensitive secrets in support messages.
Data retention and deletion
We keep account and app data while your account remains active or as reasonably needed to provide the service, maintain security, resolve disputes, and meet legal obligations. Analytics is kept in aggregated or identifiable form only for the period needed for product analysis. Consent records may be retained to document your choices.
You can request access, correction, export, or deletion through the app, at /delete-data.html, or through the contact page. Some information may be retained where required for security, fraud prevention, or legal compliance.
Children
Forecast is not intended for children under 13.
Contact
For privacy questions, support, security reports, or deletion requests, use the Forecast Wallet contact page. The domain mailbox is no longer monitored.