What Forecast does
Forecast organizes personal financial information such as synced bank transactions, balances, pay periods, bills, dues, budgets, rules, subscriptions, and projected cash flow.
Terms of service
The plain rules.
Forecast Wallet helps you understand cash flow, bills, subscriptions, dues, and payday timing. It is a planning tool, not a bank, lender, payment app, or financial advisor.
Effective date: September 28, 2026Agreement and eligibility
By creating an account or using Forecast Wallet, you agree to these Terms and acknowledge the Privacy Policy. You must provide accurate account information, be legally able to enter this agreement, and use the service only for lawful personal purposes. Forecast Wallet is not intended for children under 13.
Your account and content
You are responsible for safeguarding your login, keeping recovery information current, and promptly reporting suspected unauthorized access. You retain ownership of information you enter. You give Forecast Wallet permission to host, process, back up, and display that information only as needed to operate and improve the service.
What Forecast does not do
Forecast does not move money, initiate payments, provide loans, open bank accounts, or provide investment, tax, legal, credit, or financial advice.
Always verify bank balances, bill dates, and transaction details before making financial decisions.
Bank connections
Forecast uses Plaid for bank connection features. You decide whether to connect a financial account. Bank data may be delayed, unavailable, incomplete, or inaccurate depending on your financial institution and Plaid availability.
Forecasts are estimates
Projected balances, safe-to-spend numbers, warnings, and budget insights are estimates based on available app data. They can change when you add, edit, delete, sync, or categorize transactions and planner items.
Privacy
Our Privacy Policy explains what we collect, optional analytics and marketing choices, service providers, retention, and deletion requests. Read it at /privacy.html and manage optional tracking in Cookie Settings.
Acceptable use
Do not misuse the service, probe or bypass security controls, interfere with other users, upload malicious code, automate access in a way that harms the service, impersonate another person, or use Forecast Wallet for unlawful activity. We may restrict access needed to protect users, data, or service reliability.
Third-party services
Features may depend on third parties such as Plaid, hosting, email delivery, and analytics providers. Their services and terms are separate, and Forecast Wallet is not responsible for outages or actions outside its reasonable control.
Ending use and changes
You may stop using Forecast Wallet and request account deletion at any time. We may update these Terms when the service, law, or risk changes. Material changes will be communicated through the service or other reasonable means, and the effective date above will be updated.
Disclaimers and responsibility
To the extent permitted by law, Forecast Wallet is provided as available without warranties of uninterrupted operation, accuracy, fitness for a particular purpose, or non-infringement. Forecast Wallet is not responsible for financial decisions, missed payments, overdrafts, losses caused by inaccurate or delayed data, or indirect or consequential damages. Rights that cannot legally be waived remain unaffected.
Availability
Forecast Wallet is a free, independently operated project provided on a best-effort, as-available basis. Uptime, support response times, data availability, and continued operation are not guaranteed. We may modify, suspend, or discontinue parts of the app while improving or maintaining the service.
Contact
For support, privacy questions, security reports, or deletion requests, use the Forecast Wallet contact page. The domain mailbox is no longer monitored.